银行贷款违约

yín háng dài kuǎn wéi yuē

Bank loan default: The failure of a borrower to fulfill the required repayment obligations on a bank loan, according to the agreed terms of the loan contract.

这家小企业因为现金流断裂发生了银行贷款违约。

This small business experienced a bank loan default due to a cash flow break.

Etymology

This is a modern compound financial term formed from four common Chinese words: 银行 (bank), 贷款 (loan), 违 (violate) and 约 (agreement), developed alongside modern banking and lending systems in China.

Memory Aid

Break the phrase into its core parts: 银行 (bank) + 贷款 (loan) + 违约 (break agreement) = breaking the agreement to repay a bank loan.

Collocations

银行贷款违约风险银行贷款违约率处置银行贷款违约预防银行贷款违约

Synonyms

信贷违约贷款违约

Antonyms

按期还款贷款履约

Related Words

不良贷款借款人破产征信