不良贷款
bù liáng dài kuǎn
ZH
non-performing loan; a loan that the borrower has failed to make scheduled repayments on for an extended period of time
这家银行今年的不良贷款比例有所上升。
The proportion of non-performing loans at this bank has increased this year.
Etymology
This term originated in modern Chinese financial vocabulary, created to describe high-risk, unpaid loans as the Chinese banking industry developed in the late 20th century.
Memory Aid
Break the word into parts: 不良 (bad/non-performing) + 贷款 (loan) = bad/non-performing loan, which directly matches the meaning.
Collocations
不良贷款率核销不良贷款处置不良贷款不良贷款余额
Synonyms
坏账问题贷款
Antonyms
正常贷款优质贷款
Related Words
银行违约呆账信贷风险
Login Sign in to save to vocabulary